Built for cooperative banks and credit societies to manage the full lending journey, from enquiry and onboarding to approval, disbursement, servicing, collections and closure.
Cooperative institutions should not have to manage lending through scattered tools, repeated entries and costly systems. Sahakar Shakti keeps the journey connected from first enquiry to final closure.
Enquiries, onboarding, applications, approvals, disbursements, servicing, collections and deposits stay connected in one flow. Teams do not move between files, spreadsheets and disconnected tools.
Serious capability without enterprise-level cost and complexity. Sahakar Shakti starts lean and grows with the institution.
Member onboarding, branch management, vendor management, product flexibility, embedded collections, reports and audit trails are part of the operating model. The platform fits the institution, not the other way around.
Cooperative banks and credit societies both serve members and local communities, but their systems, controls and daily operating needs are different. Sahakar Shakti is a unified cooperatives-first core, highly configurable to the realities of each institution.
For regulated, multi-branch, CBS-linked institutions that need stronger control over lending, servicing, approvals and portfolio monitoring.
For member-driven institutions that need a simple digital system to scale loans, deposits, collections and reporting with better transparency.
From enquiry capture to approval, servicing, collections, product control and partner workflows, Sahakar Shakti keeps the lending operation connected in one place.
Every enquiry enters the same pipeline.
Structured approval with checks, documents and decisions captured.
Schedules, changes, closures and history in one place.
See what is due, what is late, who is following up.
Configure rules, charges and approval flows without IT.
Branches, field staff, DSAs and vendors in one workflow.
SahAI helps teams read policies, review cases, surface gaps and draft notes. It assists the officer, but does not replace judgement, approvals or system controls.
Learn more about SahAI →Not a generic CRM. Not a scaled-down enterprise system. A cooperative-first platform built for lending operations, control and growth.
Members, branches, approvals, share capital, collections and reporting are built into the operating model.
Role-based access, workflows, audit trails and reports help teams scale without adding operational chaos.
SahAI supports reviews, summaries and gap checks. Decisions and calculations stay with the institution.
Compliance, audit trails, privacy and reporting are designed into the platform from the start, not added later as workarounds.
