Sahakar Shakti Sahakar Shakti More Power to Cooperatives
Sahakar Shakti for

Cooperative
Credit Societies.

Built for credit societies that want to scale without losing member trust.

One member profile across loans, deposits, share capital and collections. Built to scale from one branch to many, with the transparency members ask for and the controls a growing society needs. No bank-grade technology stack required.

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Member-Centric Operating Model
MEMBER Loans Deposits Share Capital Collections Registers Statements

One Platform. Every Member Activity.

Sahakar Shakti is the operating system for credit societies. Members, loans, deposits, share capital and collections on one connected layer, ready to grow with you.

Member Profile
One Record
Linked to every module
Products
Loans · Deposits · Share Capital
All on the same platform
Operations
System of Record
No separate CBS needed
Scale
Branch or Multi-Branch
Starts simple, grows with you

What Changes On Day One.

From scattered files and people-dependent processes to a connected digital platform every member, officer and committee can rely on.

Where Societies Are Today
With Sahakar Shakti
Member data spread across files, books and spreadsheets
One member profile linked to loans, deposits and share capital
Loan follow-up depends on the person who handled it
Due lists, overdue tracking and follow-up history visible to anyone authorised
Members wait for statements and receipts
Statements, receipts and balances generated on demand from one source
Committee decisions are hard to retrace later
Approval notes, dates and approvers stay with the case forever
Growing the society means growing the risk
Roles, workflows and maker-checker controls scale with the society
Adding a branch means starting from scratch
Multi-branch ready out of the box. Same data, same controls, more locations

The Six Things Your Society Runs On.

Every module built around the same member record. No re-entry, no reconciliation, no separate book to chase.

Member Onboarding & Share Capital

From application to admission to share allotment, the member record is the single key across the platform.

KYCMandateDPDP Consent Share AllotmentMember ID NomineesMember Register

Lending Lifecycle, End To End

Lead to sanction to disbursement to closure on one platform. Configurable per product, per member type.

Application FormsEligibility Approval LaddersReducingFlatBullet TrancheForeclosureNOC

Deposits On The Same Platform

Member deposits all linked to the same member record. No separate book, no separate vendor.

Deposit ProductsAuto Accrual Receipt PDFsShare Linkage MaturityPre-Closure

Collections That Don't Depend On People

Bring overdue accounts back home with structured workflows, not memory and goodwill.

DPD BucketingAgeing PTPBroken-PTP Alerts Follow-Up HistoryField OfficerMobile View

SahAI, Embedded Across Every Screen

AI for cooperative work. Helps officers, never decides on behalf of the society.

Plain-Language Q&AGap Detection Drafted NotesPolicy Citations PII TokenisationTenant Kill Switch

Transparency Members Can See

The members are the owners. Give them the visibility cooperative ownership deserves.

On-Demand StatementsReceipt PDFs Customer PortalDividend Computation Approval Trails

See It On Screen.

A member's complete record on one page — loans, deposits, share capital, activity, all linked to the same member ID.

MEMBER · 0142 · Manohar Patil Active MP MEMBER Manohar Patil ID 0142 · Joined 14 March 2019 · Branch Pune Camp · Nominee Sunita Patil RELATIONSHIP MANAGER Anjali Joshi Last visit · 3 May 2026 ACTIVE LOANS ₹3.20 L 2 loans · Personal & Gold All EMIs current DEPOSITS ₹85,000 2 active deposits Next maturity 12 Aug 2026 SHARE CAPITAL ₹5,000 50 shares of ₹100 Eligible for 2025-26 dividend ACTIVE LOANS LOAN ID PRODUCT OUTSTANDING EMI NEXT DUE STATUS LN-1118 Personal Loan ₹1.85 L ₹6,420 15 May 2026 Current LN-1241 Gold Loan ₹1.35 L ₹4,180 22 May 2026 Current RECENT ACTIVITY EMI received LN-1118 · ₹6,420 · UPI 15 Apr 2026 Deposit instalment posted DEP-0429 · ₹2,500 10 Apr 2026 Statement generated Quarterly · sent on member portal 01 Apr 2026

Three Promises To Every Society.

A platform earns its place in a credit society on three counts. We measure ourselves on each.

Features

Everything On One Platform.

Members, loans, deposits, share capital, collections and the customer portal. No exports between modules. No reconciliations. No third copy of the member record.

Scalability

Starts Simple, Grows With You.

Run as a single-branch society today. Add branches, officers, products and committees as the society grows. Same data, same controls, more reach.

Transparency

Visible To Everyone Who Should See.

Members get statements and receipts on demand. Officers see who did what and when. Committees keep approval trails forever. Trust earned in code, not in conversations.

See It Run On Your Society.

A live walkthrough on your member base and product mix. Loans, deposits, collections, share capital and the member portal in one place. About thirty minutes.

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